Areas of practice / TPD and IP claims
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Most people with superannuation hold TPD cover, and many only find out when someone looks. These are real TPD claim examples: cover we have found for clients, by fund, amount, condition and job, with anything that could identify them left out.
Spinal and back injuries · NSW
$70,679 in TPD cover found with Hostplus for a childcare educator
A 47 year old childcare educator in New South Wales stopped working because of radiculopathy in her lower back, a nerve problem that can cause pain and weakness, together with major…
Read →Joint and musculoskeletal injuries · NSW
$92,800 in TPD cover found with First Super for a door fitter and installer
A 47 year old door fitter and installer in New South Wales stopped working after a knee infection that needed surgery.
Read →Spinal and back injuries · NSW
$51,000 in TPD cover found with AustralianSuper for a client in New South Wales
A 36 year old man in New South Wales stopped working after a combination of injuries to his neck, shoulder and lower back.
Read →Neurological conditions · QLD
$56,000 in TPD cover found with MLC Masterkey Super for a client in Queensland
A 57 year old woman in Queensland stopped working because of brain aneurysms, which are weak, bulging areas in the walls of blood vessels in the brain.
Read →Spinal and back injuries · NSW
$142,000 in TPD cover found with Australian Retirement Trust for a client in New South Wales
A 44 year old client in New South Wales stopped working after a neck injury with bulging discs and nerve compression, as well as depression.
Read →Joint and musculoskeletal injuries · QLD
$375,000 in TPD cover found with Australian Retirement Trust for a security guard
A 32 year old security guard in Queensland stopped working after injuries to his right thumb, shoulder and the cervical spine, which is the neck region of the spine.
Read →Spinal and back injuries · NSW
$272,000 in TPD cover found with AMP Super Fund for a child protection officer
A 31 year old child protection officer in New South Wales stopped working after injuries to her neck, mid back, lower back and right shoulder, along with post traumatic stress disorder.
Read →Mental health conditions · QLD
$191,100 in TPD cover found with Aware Super Pty Ltd for a homelessness shelter worker
A 45 year old homelessness shelter worker in Queensland stopped working because of post traumatic stress disorder and panic disorder.
Read →Spinal and back injuries · NSW
$215,696 in TPD cover found with Hostplus for a fire sprinkler fitter
A 40 year old fire sprinkler fitter in New South Wales stopped working because of a lower back injury with nerve root irritation, along with a psychological condition.
Read →Joint and musculoskeletal injuries · NSW
$62,867 in TPD cover found with Hostplus for a client in New South Wales
A 48 year old man in New South Wales stopped working after injuring his right wrist. We found $62,867 in total and permanent disability cover with Hostplus.
Read →Spinal and back injuries · NSW
$250,000 in TPD cover found with AMP Super Fund for a fabricator
A 26 year old fabricator in New South Wales stopped working after a serious injury that left him with whiplash, a disc bulge in his spine, soft tissue injuries to his shoulder, wrist,…
Read →Spinal and back injuries · WA
$275,100 in TPD cover found with AMP Super Fund for a truck driver
A 52 year old truck driver in Western Australia stopped working after fracturing his spine.
Read →Joint and musculoskeletal injuries · NSW
$54,596 in TPD cover found with Australian Retirement Trust for a client in New South Wales
A 48 year old in New South Wales stopped working after a left ankle injury that required fusion surgery.
Read →Spinal and back injuries · VIC
$52,000 in TPD cover found with AustralianSuper for a mechanic
A 27 year old mechanic in Victoria stopped working after suffering a slipped disc and a sciatica nerve injury.
Read →Joint and musculoskeletal injuries · NSW
$525,000 in TPD cover found with BT Panorama Super for a heavy diesel truck mechanic
A 60 year old heavy diesel truck mechanic in New South Wales stopped working after a shoulder injury that required surgery.
Read →Mental health conditions · NSW
$100,000 in TPD cover found with CBUS Super for a postal worker
A 41 year old postal worker in New South Wales stopped working after suffering facial injuries, including a cheek laceration and orbital floor fractures, along with hand lacerations and…
Read →Joint and musculoskeletal injuries · NSW
$128,000 in TPD cover found with CBUS Super for a waterproofer
A 43 year old waterproofer in New South Wales stopped working after suffering a neck and shoulder injury.
Read →Spinal and back injuries · NSW
$128,000 in TPD cover found with CBUS Super for a client in New South Wales
A 42 year old man in New South Wales stopped working after suffering a lower back injury with pain radiating down his right leg.
Read →Joint and musculoskeletal injuries · QLD
$48,000 in TPD cover found with CBUS Super for a truck driver and plumber
A 60 year old truck driver and plumber in Queensland stopped working after a full thickness tear of the rotator cuff in his left shoulder.
Read →Joint and musculoskeletal injuries · ACT
$57,000 in TPD cover found with CBUS Super for a client in the Australian Capital Territory
A 59 year old man in the Australian Capital Territory stopped working after tearing the rotator cuff in his left shoulder.
Read →Heart and circulatory conditions · VIC
$357,253 in TPD cover found with Plum Super for a client in Victoria
A 39 year old man in Victoria stopped working after developing heart failure and kidney failure requiring dialysis.
Read →Joint and musculoskeletal injuries · WA
$100,000 in TPD cover found with Raiz Invest for a client in Western Australia
A 50 year old man in Western Australia stopped working after sustaining a right forearm injury and a left arm overuse injury, which later led to a secondary mental health condition.
Read →Spinal and back injuries · NSW
$100,000 in TPD cover found with TEAM Super for a client in New South Wales
A 41 year old in New South Wales stopped working after suffering a neck injury and a shoulder injury, both requiring surgery.
Read →Spinal and back injuries · QLD
$49,000 in TPD cover found with AustralianSuper for a support worker
A 37 year old support worker in Queensland stopped working after a lower back injury.
Read →Could you hold cover too?
If illness or injury has stopped you working, it is worth finding out what cover sits in your super, including in accounts from past jobs. It costs nothing to ask.
Check your entitlementThis information is general only and does not constitute legal advice. Every policy is different, and past examples do not mean the same outcome for you.