A 32 year old security guard in Queensland stopped working after injuries to his right thumb, shoulder and the cervical spine, which is the neck region of the spine. We found $375,000 in total and permanent disability cover held with Australian Retirement Trust. Many people do not realise their super includes insurance, and cover can sit in an old account, so it is worth checking.
Every policy is different. This describes cover found for one client and does not mean you hold the same cover or that a claim will be paid. General information only, not legal advice.