A 37 year old support worker in Queensland stopped working after a lower back injury. We identified $49,000 in total and permanent disability cover held with AustralianSuper, insurance they had not realised was attached to their superannuation. Many people do not know that their super fund can include this kind of cover, sometimes sitting in an old or forgotten account for years without anyone checking. It is worth reviewing your own super statements to see what cover you might already have, since it can matter greatly once an injury stops you working.
Every policy is different. This describes cover found for one client and does not mean you hold the same cover or that a claim will be paid. General information only, not legal advice.