Spinal and back injuries

Disc injuries, fractures and chronic back and neck conditions that stop people working. Here is cover we have found for clients with these conditions, with anything that could identify them left out.

Hostplus

NSW

$70,679 in TPD cover found with Hostplus for a childcare educator

A 47 year old childcare educator in New South Wales stopped working because of radiculopathy in her lower back, a nerve problem that can cause pain and weakness, together with major…

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AustralianSuper

NSW

$51,000 in TPD cover found with AustralianSuper for a client in New South Wales

A 36 year old man in New South Wales stopped working after a combination of injuries to his neck, shoulder and lower back.

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Australian Retirement Trust

NSW

$142,000 in TPD cover found with Australian Retirement Trust for a client in New South Wales

A 44 year old client in New South Wales stopped working after a neck injury with bulging discs and nerve compression, as well as depression.

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AMP Super Fund

NSW

$272,000 in TPD cover found with AMP Super Fund for a child protection officer

A 31 year old child protection officer in New South Wales stopped working after injuries to her neck, mid back, lower back and right shoulder, along with post traumatic stress disorder.

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Hostplus

NSW

$215,696 in TPD cover found with Hostplus for a fire sprinkler fitter

A 40 year old fire sprinkler fitter in New South Wales stopped working because of a lower back injury with nerve root irritation, along with a psychological condition.

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AMP Super Fund

NSW

$250,000 in TPD cover found with AMP Super Fund for a fabricator

A 26 year old fabricator in New South Wales stopped working after a serious injury that left him with whiplash, a disc bulge in his spine, soft tissue injuries to his shoulder, wrist,…

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AMP Super Fund

$275,100 in TPD cover found with AMP Super Fund for a truck driver

A 52 year old truck driver in Western Australia stopped working after fracturing his spine.

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AustralianSuper

VIC

$52,000 in TPD cover found with AustralianSuper for a mechanic

A 27 year old mechanic in Victoria stopped working after suffering a slipped disc and a sciatica nerve injury.

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CBUS Super

NSW

$128,000 in TPD cover found with CBUS Super for a client in New South Wales

A 42 year old man in New South Wales stopped working after suffering a lower back injury with pain radiating down his right leg.

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TEAM Super

NSW

$100,000 in TPD cover found with TEAM Super for a client in New South Wales

A 41 year old in New South Wales stopped working after suffering a neck injury and a shoulder injury, both requiring surgery.

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AustralianSuper

QLD

$49,000 in TPD cover found with AustralianSuper for a support worker

A 37 year old support worker in Queensland stopped working after a lower back injury.

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Could you hold cover too?

If spinal and back injuries has stopped you working, it is worth finding out what cover sits in your super, including in accounts from past jobs. Our page on TPD and income protection claims explains how a claim is assessed.

Check your entitlement

This information is general only and does not constitute legal advice. Every policy is different, and past examples do not mean the same outcome for you.