A 47 year old childcare educator in New South Wales stopped working because of radiculopathy in her lower back, a nerve problem that can cause pain and weakness, together with major depressive disorder. We found $70,679 in total and permanent disability cover held for her through Hostplus. Caring for young children is physically demanding work, and a painful back combined with depression can make it very hard to carry on. Cover like this is not limited to physical injuries, so if illness of the body or the mind has stopped you working, your own super policy may respond to both.
Every policy is different. This describes cover found for one client and does not mean you hold the same cover or that a claim will be paid. General information only, not legal advice.