A 27 year old mechanic in Victoria stopped working after suffering a slipped disc and a sciatica nerve injury. We found he held $52,000 in total and permanent disability cover with AustralianSuper, insurance he did not know he had. Even younger workers can hold cover like this through their superannuation without ever being told about it. It is worth checking any super account, current or old, as the cover sitting inside it can be significant.
Every policy is different. This describes cover found for one client and does not mean you hold the same cover or that a claim will be paid. General information only, not legal advice.