A 60 year old heavy diesel truck mechanic in New South Wales stopped working after a shoulder injury that required surgery. We found he held $525,000 in total and permanent disability cover with BT Panorama Super, cover he did not know was attached to his account. Many people go years without realising their superannuation includes insurance of this kind, so it is worth checking any current or older accounts, as the cover found can be substantial.
Every policy is different. This describes cover found for one client and does not mean you hold the same cover or that a claim will be paid. General information only, not legal advice.