A 59 year old man in the Australian Capital Territory stopped working after tearing the rotator cuff in his left shoulder. We identified $57,000 in TPD cover held with CBUS Super, insurance he did not know he had. Many people are unaware their superannuation includes cover like this, sometimes sitting in an account they no longer actively use. It is worth checking any current or old super fund for insurance that could apply to a similar injury.
Every policy is different. This describes cover found for one client and does not mean you hold the same cover or that a claim will be paid. General information only, not legal advice.