Total and permanent disability
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Acting for health practitionersYour claim, handled as if it were ours
Personal injury and TPD lawyers
Tae & Partners acts only for people making claims: personal injury in Queensland and New South Wales, and total and permanent disability claims through superannuation Australia wide. A multilingual team, so you can deal with us in the language you think in.
Each case is taken on its own terms, never as one file on a conveyor belt. The people who take your case are the people who run it, and the advice you get is practical and straight, even when it is not what you were hoping to hear.
How we act
What you can expect
From the first call
We are blunt when we need to be. If a claim is weak, you will hear it early. If it is strong, you will hear that too, along with what it will take to win it.
No win, no fee on personal injury and TPD matters, and no charge for the initial assessment. You know where you stand before anything is signed.
Meet the team
The people who run your file
Founding Partner · Brisbane
Tenny Kyungtae Kim
Partner · Melbourne
Nita Cheung
Partner · Sydney
George Falconer-Flint
Partner · Gold Coast
Jack McDonald
Partner · Sydney
Sung Gu Lee
Partner · Sydney
Gueri Kim
Associate · Brisbane
Yun Kang
Associate · Gold Coast
Joey Wang
Associate · Sydney
Jumi Heo
Graduate · Sydney
Hugh Falconer-Flint
Paralegal · Sydney
Max Moore
From the library
Plain answers, written by the team
TPD claims for multiple sclerosis
A person living with multiple sclerosis can make a total and permanent disability claim, and the outcome turns on the policy definition, the medical evidence and the work history.
Can you claim TPD if you are not working
You can sometimes claim total and permanent disability cover when you are not working, but the date you stopped work and whether your cover was still in force usually decide the claim.
Threshold injuries in New South Wales CTP claims: what the classification means for your claim
A plain explanation of what a threshold injury is in a New South Wales motor accident claim and how it affects statutory benefits and a claim for damages.
What happens after a TPD payout, and can you work again
After a TPD claim is accepted the benefit is paid to your super fund and released under the fund rules, and returning to work later does not usually undo a payment that was properly made.
Can you claim TPD while on workers compensation
You can usually claim total and permanent disability cover through your superannuation while you are receiving workers compensation, because the two claims are separate and decided under different rules.
Making a workers compensation claim in New South Wales
A plain guide to the steps an injured worker in New South Wales takes to make a workers compensation claim, from telling the employer to the insurer's decision.
Frequently asked questions
Not listed here? Contact usWhat is a TPD claim?
A total and permanent disability claim is a claim on insurance that usually sits inside your superannuation, paid when illness or injury stops you working in a role suited to your training, education or experience.
How long do I have to make a personal injury claim?
Strict timeframes set by the regulator apply, and they differ by state and by claim type. Prompt advice preserves your options.
Do I have to pay anything up front?
No. Personal injury and TPD matters are run on a no win, no fee basis and there is no charge for the initial assessment.
Can I claim from more than one super fund?
Often yes. Each fund you have held may carry its own TPD cover, and each claim is assessed separately.
What is whole person impairment and why does it matter?
Whole person impairment is a percentage rating of the permanent effect of an injury on your body as a whole, assessed by a doctor trained in the relevant guides. In most injury schemes it decides which heads of damage you can claim and whether you can pursue a common law claim, so the assessment is a turning point in the matter.
What happens at a settlement conference?
A settlement conference is a without prejudice meeting between you, your lawyer and the insurer, usually with the insurer’s lawyer present. Each side sets out its position and offers pass back and forth until the claim resolves or the parties confirm they are apart. Most claims resolve at or soon after this meeting.
Will my claim go to court?
Probably not. The large majority of personal injury claims resolve by agreement before a hearing. Court proceedings are started when the insurer will not make a fair offer, and even then most matters settle before trial. We prepare every claim as if it will be heard, which is what produces fair offers.
What if the accident was partly my fault?
You can usually still claim. Where you contributed to the accident, the compensation is reduced by a percentage that reflects your share of the blame, called contributory negligence. The insurer will often argue for a higher share than the facts support, and that percentage is negotiated like everything else.