A 41 year old in New South Wales stopped working after suffering a neck injury and a shoulder injury, both requiring surgery. We identified $100,000 in total and permanent disability cover held in their name with TEAM Super. Many people do not realise their superannuation includes insurance like this, and cover can sit in an old account for years without anyone knowing it is there. It is worth checking what protection your own super may already include, since it could make a real difference if you were ever unable to work.
Every policy is different. This describes cover found for one client and does not mean you hold the same cover or that a claim will be paid. General information only, not legal advice.