A 60 year old truck driver and plumber in Queensland stopped working after a full thickness tear of the rotator cuff in his left shoulder. We found $48,000 in TPD cover held with CBUS Super, insurance he was not aware he held. Cover like this can sit in a superannuation account for years without the person realising it is there. It is worth checking any current or previous super fund for insurance that may apply to a similar injury.
Every policy is different. This describes cover found for one client and does not mean you hold the same cover or that a claim will be paid. General information only, not legal advice.