Early treatment paid for by a CTP insurer before liability is decided. In Queensland it is at the insurer’s discretion.
A Queensland CTP insurer is not required to fund treatment until liability is accepted, though insurers sometimes agree to fund rehabilitation early where it will help recovery. Treatment paid for out of pocket is claimed back as part of the damages, which is why receipts matter.
This definition is specific to Queensland. The same term can work differently in another state, and the glossary marks each entry accordingly.
