Yes. Total and permanent disability cover responds to any illness or injury that stops you working in a role suited to your education, training and experience, including depression, anxiety, post traumatic stress disorder and other psychiatric conditions.
The short answer
Yes. Total and permanent disability cover responds to any illness or injury that stops you working in a role suited to your education, training and experience, and that includes depression, anxiety, post traumatic stress disorder and other psychiatric conditions.
The evidence needs to be organised carefully. Treating practitioner reports carry weight, and the history needs to show not just the diagnosis but what it prevents you from doing at work. Our article on TPD claims for mental health conditions goes into the detail.